FINTECH PAYMENT PROCESSING

INDUSTRY

Finance

TECHNOLOGIES

Node.js, Go, MongoDB

PROJECT DURATION

12 Months

PROJECT OVERVIEW

Scalable payment gateway with fraud detection, real-time analytics, and multi-currency support for a leading financial institution. Our fintech development expertise created a robust, secure platform capable of handling massive transaction volumes.

The client needed to replace their legacy payment system that couldn't scale with their growing business. High processing fees, frequent downtime, and limited fraud protection were affecting their competitive position in the market.

KEY RESULTS

99.99%

Uptime achievement

10,000+

Transactions per second

78%

Reduction in processing fees

CHALLENGES & SOLUTIONS

CHALLENGE: High-Volume Transaction Processing

Existing system could only handle 1,000 transactions per second, creating bottlenecks during peak hours.

SOLUTION: Implemented microservices architecture with Go for high-performance processing and horizontal scaling capabilities.

CHALLENGE: Fraud Detection

Manual fraud review processes were slow and led to 15% false positive rate, affecting genuine transactions.

SOLUTION: Developed ML-powered fraud detection system with real-time risk scoring and automated decision making.

CHALLENGE: Multi-Currency Support

Limited currency support restricted international expansion opportunities.

SOLUTION: Built comprehensive currency conversion system with real-time exchange rates and regulatory compliance.

SECURITY & COMPLIANCE

SECURITY MEASURES

  • PCI DSS Level 1 compliance
  • End-to-end encryption
  • Tokenization of sensitive data
  • 24/7 security monitoring

FRAUD PREVENTION

  • Machine learning algorithms
  • Real-time risk scoring
  • Behavioral analytics
  • 3D Secure integration

TECHNICAL IMPLEMENTATION

PROCESSING ENGINE

  • Go microservices
  • Kubernetes orchestration
  • Redis for caching
  • Message queue system

API & INTEGRATION

  • Node.js API gateway
  • GraphQL endpoints
  • MongoDB Atlas
  • Real-time webhooks

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